EarthSentials Beauty and Spa Training Academy
Now Partnered with Study Loans Australia
Choose to borrow all or part of your tuition fees through Study Loans Australia
Study Loans is Australia’s first dedicated private student loan provider. They offer competitive interest rates, flexible payment schedules and funds are disbursed as you progress through your course. Please check the FAQs listed below for more information.
Are You Eligible For a Study Loan?
One of Australia’s first student loans providers, Study Loans employs strict eligibility criteria that leverages responsible data and is in accordance with the consumer credit laws. This ensures students are undertaking relevant studies delivered by trusted education partners with manageable loan amounts.
This is a pre-qualification check-list and is subject to suitability.
- Are you 18 years of age or older?
- Australian citizen or permanent resident?
- Are you employed in a full-time, part-time or casual job?
- Can you demonstrate a capacity to service the loan?
- Do you have a mobile and email address?
Get a estimate on what your repayments may look like?
Use the loan calculator to get an estimate on your repayments.
Frequently Asked Questions
How do I get started?
You can apply online at any time by clicking the “Apply Now” button listed below or contact us on 07 3881 1977. Students must first apply by enrolling and be accepted in your chosen course selection prior to applying to Study Loans Australia. Applications for finance are then assessed by Study Loans Australia (usually within 1 business day) and subject to availability. If your application is approved, you can either choose to borrow all or part of your tuition fees for the course.
Who can borrow with Study Loans?
Study Loans offers loans to people seeking to complete tertiary (vocational and higher education) education in Australia. Students must be eligible to receive funding from Study Loans.
What documents do I need to apply for Study Loans
Please ensure you have the following documents ready to complete your application –
- Current Medicare Card
- Passport or Driver’s Licence
- Employment Details
- Income & Expense Details
- Bank Details
How do repayments work?
Loans can be repaid weekly, fortnightly or monthly via direct debit from your nominated bank account. To help you stay organised, we’ll also send you a reminder the day before repayments are due to come out of your account.
Can a parent or guardian take out the loan on behalf of the student?
Yes – Study Loans now allows a parent or guardian of a child seeking a loan for education to be able to take the loan out in their name instead of the child. This will be beneficial for those students who are currently not earning over $20,000 per annum, but have a parent or guardian willing to take out the loan in their name.
What is a tranche?
Funds for your course are released in tranches, which are defined by either a single unit or cluster of units. As you progress through your course and move onto the next unit or cluster of units, Study Loans will release your funds for that tranche – think of tranches as both course milestones and payments milestones.
Is it possible to only borrow a fraction of the course cost?
Yes, when you speak with your education provider, please advise them how much you can pay upfront and how much you will need to borrow.
What if I don’t meet the eligibility criteria to apply for Study Loans
You can still enrol in a course with EarthSentials Beauty and Spa Training Academy, but you may not be able to access Study Loans Australia finance. Students that do not meet the eligibility criteria can enrol direct with us completing the enrolment process and being accepted into your chosen course and agree to pay at the standard fee-for-service tuition fee on a payment plan through Ezypay, that we will assist you with.